you have a strong point.
But to get a direct experience, you have to rely on "belief", you have to believe someone that, for example, meditation will lead you to a new, profound experience.. but buddists don't believe anything, and that's why the teaching "Meditate and you will see" is "wrong".
And that's why philosophy is better: it addresses the mental level of your existence and it helps you take the next step, which is the answer to the next question.
The "problem" with philosophy is that no one has gone deep enough, and thus what you said is seemingly right.
Furthermore, if you just "skip" the answers of the "lower" concience levels and just meditate, you will loose important information.. it's like going to rocket science, while not having understand fluid dynamics completely: you will probably misunderstand something.